Knowledge is power

As plan sponsor, communicating the features of a retirement plan to participants is one of your many fiduciary duties under code 404(c) of ERISA. It’s also one of the most important ways you can arm your employees with the knowledge they need to build a foundation for financial success.

Sound intimidating? Not to fear — RBMuha is here to help bridge the gap between plan sponsors and participants by partnering with service providers to build a custom education program for employees. Our educational efforts begin with plan transition and enrollment, but they don’t stop there. Since the success of your plan is directly impacted by the success of the educational program behind it, we make it our business to support employees throughout their entire plan participation — whether that’s 2 years or 20.

Like any good investment due diligence process, ours begins with an investment menu design and analysis. As we review managers, we strive to maintain an unbiased perspective by using an open architecture model designed to remove any conflict of interest. This philosophy leads plan sponsors to best-in-class money managers, regardless of the fund family. Our process incorporates both quantitative and qualitative factors as a way of measuring the relative performance, characteristics, behavior and overall appropriateness of a fund for inclusion into a plan as an investment option.

Phase I: Enrollment

  • Pre-enrollment materials

  • On-site group enrollment meeting with licensed securities representatives

  • Webinar enrollment meeting capabilities for remote staff

  • Enrollment presentation discussing plan features and investments

  • Participant asset allocation assistance

  • Customized enrollment booklets

Phase II: Continuing Education

We make sure your plan participants have ongoing access to a wide variety of tools that reinforce and build upon the concepts introduced during the enrollment period:
Plan information for new hires
Ongoing information regarding the importance of saving for retirement
Updates regarding regulatory changes (IRS deferral limits, reporting, etc.)
Current economic and capital markets outlook
Updated guidance as employees go through the different life stages leading to retirement
Review and update beneficiary form

Comprehensive Retirement Plan Services

Plan Benchmarking

We help you understand how your retirement plan compares to industry standards and similar organizations. This analysis covers plan design, investment options, fees, participation rates and other key metrics to identify improvement opportunities.
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Fiduciary Oversight

As a plan sponsor, you have significant fiduciary responsibilities. We help you understand and fulfill these obligations through structured processes, documentation support and ongoing guidance.
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Investment Due Diligence

Finding the right service providers is crucial to retirement plan success.

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